I am so excited to tell you that I will be on the radio, Jan 3rd at 11:30 am on WVON 1690AM.  I will be a guest on HER Wintrust, empowering Black women in finances with host Ms. Perri Small. 

"For more than 50 years, WVON has been and remains the drum major for the African-American community of Chicago. It continues to provide a platform on which Black Chicago can air its concerns, voice its differences, and discuss the issues that affect our society."  -- wvon.com

Do you have that friend or relative that thinks all problems can be solved in 30min. as if life was a sitcom? I truly believe you can have a great financial life, but it's going to require some changes, and lifelong changes takes time. Permanent change takes persistence, and even some trial and error. You don't know which financial tool you like until you've taken a look and test drove a few.

I was sitting here feeling quite overwhelmed. I’m looking at a long list of incomplete task for 2016 and yet I know if I don’t prepare for 2017 I’ll end up with a mess and extra work. Building a stable life takes diligence and some work. Included in that stability is your financial life. Remember you are CEO of your life and finances. To make sure you’re on the right path I suggest you work on your budget in the month of January.

Budget - an estimate of income and expenditure for a set period of time.
Synonyms: financial plan, forecast; accounts, statements

You should be getting those credit card summary emails about now. Take advantage and use them for your budget work. Here are your budget steps: